Vermont Automobile Liability Coverage

In Vermont, automobile liability coverage is essential.

Every person who operates a motor vehicle must have a minimum amount of liability insurance.  If a negligent driver causes bodily injury to another person, the negligent driver’s liability insurance will provide compensation to the injured person.  However, liability insurance has a limit of coverage depending on what is chosen at the time of purchase.

vermont liability insurance

The Vermont Legislature sets a minimum amount of liability coverage which must be purchased by anyone who owns and operates a motor vehicle.  Presently, the minimum is $25,000 for injury or death to any one person, and $50,000 for any one crash in which multiple people are injured by a negligent driver.  See 23 V.S.A. § 800(a).

The coverage limits for an automobile insurance policy are typically set forth on a 1-page document called a “declaration” or a coverage summary.  The following is an example of an Automobile Insurance Coverage Summary for a policy issued by Progressive Northern Insurance Company showing liability coverage of $100,000 per person and $300,000 per accident (if multiple people are injured in one crash).  This $100,000/$300,000 liability coverage is fairly common in Vermont.

Vermont Automobile Liability Coverage

Vermont personal injury lawyers

If you have questions about a personal injury case, please contact me for a free consultation.  Call 802-863-1191 and ask for Adam or email me by clicking here or use the contact form below.